Industry
The Last Holdout
When does the pension payslip stop being a piece of paper and become the start of a conversation?
Fincentive Insights Thought leadership for UK pensions
The Founding Series
Five articles. One story. Start here.
01
Industry
02
What's It Actually For?
Regulatory
03
We've Paid You
Outcomes
04
People Like Esmé
Data
05
The Gap Nobody Owned
Industry
The Last Holdout
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Latest Posts
Data
The Gap Nobody Owned
The pension payslip has barely changed in thirty years. That's not a coincidence. It's a consequence.
Outcomes
People Like Esmé
£5 billion in support goes unclaimed every year. Esmé got there eventually. 761,000 UK households still miss out.
Regulatory
We've Paid You
People pay attention when money arrives. The pension payslip is already that prompt. It just doesn't know it yet.
Industry
What's It Actually For?
The pension payment arrives every month. For millions of people, it's the most regular financial communication they receive. So why does it do almost nothing?
In The Press
Experian partners with Fincentive on pension data intelligence platform
Pensions Age is read by every significant trustee, administrator and consultant in the UK market. Coverage here in January 2026
In The Press
Experian and Fincentive join forces to deliver pension data intelligence platform
In January 2026 Experian and Fincentive announced our exclusive UK pension market partnership. This is the Experian newsroom piece — the